Is It Hard to Remove a Judgment?

You fell behind on your payments and your creditor decided to pursue a judgment against you. Even though you appeared at the hearing, your creditor was granted the judgment. Now, you don’t know what to do or where to turn to delete the judgment entry from your credit report.

Can I Build Positive Credit?

If you know how to build positive credit, you will know how to increase your credit score. Low interest credit products will be available to you if you build positive credit.

Credit Card Judgments and You

To begin with, a credit card judgment is a court order acknowledging that the consumer owes a debt and which allows the creditor the right to seize assets to repayment the debt owed. This normally comes about when a credit card cardholder falls behind on their monthly minimum credit card payments and has virtually ignored repeated requests from the credit card provider to bring the account current.

A Summary of the Equifax Credit Bureau

Equifax is one of the three major credit reporting bureaus in the United States. The remaining two credit reporting agencies are Experian and TransUnion. This article is meant to give the reader some insight into Equifax, its origin, and its purpose.

The Advantages of Getting Your Credit Report

If you want to begin to repair your credit, requesting a copy of your credit report is the first step. How you can obtain a copy of your credit report and the benefits of doing so are explained in this article.